skylady

That's good score... higher than mine... ...that's what I think of my score... ;)

Wheels... ;)

I'm looking !!! My I-net has been off all day... ;)

I'm late in Congratulating you mishu, ...sooooooo will do it now... CONGRATULATIONS on your WIN, mishu !!! ;)

Clicking away again... ;)

I miss out on all the fun of picking out special gifts for grandsons, as all are older now and I've lost track of what they need, living so far away... So they get the , 'next best thing' from granny... $$'s to buy what they want... But I have GOBS of memories !!! I do pick up odds and ends of toys throughout the year from Swap Meets and Yard Sales, fix them up and give away to some of our younger children here in the Apts., that do not have much... { give to mom or parents to give to them... NOT from me} So this gives me my enjoyment during this season... skylady ;)

WELCOME to our Forum Hank !!! Have a good time looking around :D ;)

Here ya go, lots of different ones...Have fun... Shape Inlay Great fun! OK.....OK....I know it'll drive you crazy, but it's fun to test your skills, sometimes... Play Here ;) Santa game is not on any more, what a bummer !!! Hang in there, I'll find another and make sure it stays with us... and I found a bunch...

W-MT Fund Review By CIFBlog on December 15, 2008 Hello everyone, Our review for today will be on a relatively new program called W-MT Fund . W-MT Fund was started around the middle of October of this year and appears to be gaining some good ground in the market. One of their slogan... Continued » CIF Blog ;)

PAC sounds like they have all their ducks in a row for the long haul...glad I joined... That's Great !!! Thanks Gals :D ;)

Yummy ;)

Thanks Yippee, that's great !!! Love the pals we make here in CIF ;)

This is so much fun :D Forum with Snow, Snowgirl, Snowman, Christmas Tree... ...sooooooooooo, how 'bout ... Ahhhhhhhhhhh well.... Was going to put presents here, but not able to get them small enough... Maybe someone that knows how, can do this... ;)

We are such a NEATO Forum... ...for Christmas we get snow Thanks for the extra 'Home' touch and now Yippee builds us a snowman... WOW !!! Love this Forum ;)

Interview with the admin of PremiumAdsClub and other news By CIFBlog on December 14, 2008 Hi there guys! Before we get into the news today let me go ahead and tell you guys what’s been going on over the last couple of weeks and bring you up to speed. About two weeks ago the server that the forum and the blog were on was shut o... Continued » CIF Blog

Rick took too long, so I dropped by... ;) ...maybe he'll make it next...

Special type of park: Unicycle/s :D

We WELCOME You to our Forum Daniel !!! Varied subjects and interesting sites, games and money makers... Lots to look through, happy hunting :D ;)

Hello wonderlady, sure glad to have you with us !!! ...and a BIG WELCOME to our Forum... ;)

WOW !!! That's a lot of great information... Thank you Mary for keeping us informed on what can help us to be a healthy bunch... ;)

WELCOME to our Forum James !!! Glad to have you with us :D ;)

Good to have you back Duddits :D Computer problems are a bummer... ;)

WELCOME to CIF Daifallah Enjoy looking around :D ;)

Genius Funds Interview Blog Team: 11/25/2008 Hi there everyone! Today I have the pleasure of bringing you the interview that we conducted with Mark Stelvio of Genius fund. This is a company that by all accounts appears to be the real deal. Many companies claim to be real companies but very few actually are and so its imperative that research and interviews such as this take place for the investors to have all of the information. Enjoy! 1. Thank you for allowing the Collective Investments Blog Team to interview you. Could you please introduce yourself to the CIF readers and tell us a little bit about your company? My name is Mark Stelvio and I am the managing director of Genius Investments Limited, a Cyprus-based investment firm. The firm that I am proud to represent manages two investment funds. Our funds offer exposure to some of the most lucrative equities and bonds, spread out across a wide range of world financial markets. 2. How long has your company been in the industry? What makes you qualified to run an HYIP program? Have you run any other online programs before? Our investment firm has been in business for over 3 years. I want to note that unlike other business in the market, our firm is not a HYIP program per se. We are an investment firm and we offer access to investment products that earn real income. All of our fund managers are highly experienced in the financial field, with backgrounds in banking and insurance sectors. 3. What do Genius Funds actually offer to its investors? We offer 3 investment products at this time. First is Genius CD Account. This targets investors that are looking for medium-income, short-term investment. The term of the investment is three months and the interest is fixed at 6% per month, 18% per term. The two other investment products are investment funds. Information on them can be found on our website. They target investors that are looking for long-term commitment with high income expectations. No-sale period on shares is 150-180 days from purchase and income ranges from 5 to 9 percent per week. Income is paid daily on one fund and weekly on the other. It can be withdrawn at any time or automatically reinvested per customer’s request. 4. Could you brief us on your platforms of backing up the returns in your program? Are they guaranteed? Our fund managers invest funds into equities and bonds on financial markets. As you might know, the markets are not performing that well at the moment. To counter the effects of the looming financial crisis, our fund managers use advanced trading techniques that take advantage of falling as well as rising markets. The funds are licensed outside the heavily regulated US and European financial zones, therefore managers can take advantage of “short†trades and stock options for risk balancing purposes. Managers can also invest into very lucrative unrated corporate bonds, which are unavailable to investment funds from regulated environments, such as UK and the US. This allows our investment funds to yield profit even at times when markets are not performing well. As far as the guarantee goes, we issue share certificates to those investors that invest more than $500. The certificate guarantees the share price to be the same at the time of sale ($1.00), therefore guaranteeing the safety of invested capital. The certificate also acts as legal tender against the assets of our firm in case of financial difficulties. 5. We noticed that you are accepting Liberty Reserve and U-GotCash only; do you have future plans of catering other payment processors? We currently accept Liberty Reserve, u-GotCash and bank wire transfers. We are not planning to introduce new payment processors in the near future as we believe that the integrated solutions are sufficient to satisfy the needs of all potential investors. 6. We have read on your news that you are aiming for a Banking License, could you update us on its current developments? We have applied for a limited banking license from St. Kitts and Nevis. The licensed is expected in the beginning of 2009. Once the license is granted, we will update you on the scope of our future banking operations. 7. How about your plans for Genius Life Insurance? Is it really going to push through or will it just remain a plan for now? The insurance company is also undergoing a lengthily licensing process. License is expected by the end of 2008. 8. Please tell us where your program is hosted and how are you promoting your program to the online public? Our website is hosted on a dedicated cluster, using the latest two-tier architecture. To counter possible downtime which can be caused by DDOS attacks, we utilize the services of BlockDos, a renowned DDOS protection service. 9. How about the security of your site? What measures do you have to ensure safe operation and transactions? As I have previously outlined, we employ a modern two-tier architecture, which coupled with BlockDos DDOS protection service provides the highest level of security possible to our investors. Secure connections are protected by 256 bit VeriSign Extended Validation SSL Certificate. VeriSign goes to great lengths in order to verify the identity of EV Certificate holders. Once our investors see that we own an EV certificate from VeriSign, they can be certain that their personal data is secured by the most advanced encryption technology currently available. 10. How long do you honestly feel Genius Funds would last? Genius Funds is here to stay. We have been in operation for several years and I see no reason for us to cease operations in the future. Moreover, Genius Investments Limited is planning to extend its operations into banking and insurance sectors in the near future. 11. In your opinion, what makes Genus Funds stand out from the rest of the similar programs out there with similar platforms? First of all, I am not familiar with any companies that are offering a similar platform. I believe what makes us different is our expertise in financial markets, unrivaled customer support service, attractive investment products and the last, but not least, the fact that our investments are made in real securities that yield real profits. So there it is folks. It appears that there are some big things in the works for this program and I truly hope that we will see them around for years to come. ;) Notice: All 'til CIF Blog gets up

Traffic Almighty interview Blog Team: 11/23/2008 Hello everyone! Today’s it’s my pleasure to bring you the interview that we conducted with Tysin, the admin of TrafficAlmighty . I hope you all enjoy this. 1. Thank you for allowing the Collective Investments Blog Team to interview you. Can you tell us a little bit about yourself? How long have you been in the industry? Have you run any other online programs before? Hello. Sorry for taking long to give this interview but we’ve been constantly upgrading and adding features to Traffic Almighty it’s actually crazy. My name is Tysin. I’m 27 years old and I’ve been a part of this industry for the past 3 and a half years. Yes I’ve run other ventures before and as you can see from my reputation I believe that they were run in most honesty and fairness. 2. What makes you qualified to run a HYIP/AutoSurf program? I’ve experienced all the highs and lows of being an online surfer. I’ve made money and lost money. I passed through a lot and that always helps a person grow and mature. Different from most other admits is that I’m one to have passed through what the current surfing audience is passing through at the moment. I know what’s best to be done and what’s not. Running an autosurf is not any different from running any other venture both online and offline. You’ve got a product, a market and giving that service. Obviously customer service is very important here and is what holds the whole thing together. 3. What makes TrafficAlmighty stand out from the crowd? It’s here to stay till the end which is a long time away. There are no surprises or beating around the bush. We pay out, period! We deliver what we say, we value our members as if they were our own family and we strive to be number 1. 4. Is your program backed by investments or supplemented by outside income sources? Can you tell us more about that? Or is TrafficAlmighty purely a game? We stated on our main page that we are working on a network of sites and features to help supply outside income. We have a few of these features running at the moment but in the coming weeks we are looking to let go of some really interesting things that will tempt our members and help Traffic Almighty too. 5. It appears that you have quite a history with some of the members on the forums from programs past. Would you mind telling us more about them and how they ended? What did you learn as a result of that? Most of this is explained in the "What makes you qualified to run a HYIP/AutoSurf program?" question. What I can add is that people are not stupid. No one is going to support someone who was unfair and lied to them. Everything I do, I have done with total honesty and fairness and these people know that. That is why they support me I believe. One thing that I can say I’m really proud of is my honesty which I feel is hard to find nowadays. There are little to no people left who can keep a heart when they are given the responsibility of managing so much money. 6. How are you promoting your program to the online public? We’ve got phases of marketing already planned out and we will be implementing each phase when we see needed. The most important part of our marketing and any other for that matter is word of mouth between members which I can say is extraordinary and would like to thank each and every member. 7. Please tell us where your program is hosted. Traffic Almighty is hosted with The Planet on DDOS protected servers. I have used this service for every site I ever made and I’ve never had any problem with them, that’s why I continue to use them. 8. What type of script do you use to run TrafficAlmighty ? Does it provide the necessary security against hackers? Do you have SSL or any other security features you’d like to tell us about? The script is a custom script by Uauosoft. It is totally secured and done by someone who really knows about anti-hacking. We also have SSL but we had a problem with deposits not registering because of it and are currently resolving this problem. 9. Do you have plans for any program changes to be made in the near future, such as enhancements, revisions of current plans, additional plan options, added ecurrencies, etc.? As regards to plans, for now we will leave it as it is. We do however plan to add StrictPay and are in the process of adding it in the coming days hopefully. This is something that was requested by many people. As for other features, we have been adding daily from member suggestions so that is why we like to hear what our members want. 10. How long do you honestly feel TrafficAlmighty could last? Until the members want it to. I personally feel we are still in our infancy, if not birth. We’ve got a whole lot more to go before I can even imagine experiencing any problems whatsoever. We’ve grown to almost 1700 members already and we’ve got so much more to grow. 11. Is there anything you’d like to add or comment on before we conclude the interview? A personal request to any potential members, please make sure you read the FAQ to avoid any problems and understand the whole program before joining and getting confused. To us members are our #1 priority and we make sure all members are satisfied. We hate having uncomfortable members and urge you to contact us should any problem arise. Thank you so much for your time and best of luck with TrafficAlmighty . ;) Notice: All 'til CIF Blog gets up