In cryptos all that one has to do is invest in a solid project or 2. The scene is littered with projects but 97% (if not more) of them are ****. Just do a literature review of the white papers and choose well. I went nearly all in on Chainlink, some 0x and Bitcoin. Ethereum is also great. Avoid dubious projects which imho includes even XRP. This one seems more of a Ponzi scheme. It seems many bought at a high price and are not willing to make a loss. These are in turn convincing others to get into this gigantic mess.