HNV

For more information on this world class scammmmmmmmmmmer please visit http://www.worldlawdirect.com/forum/intern...-scammer-3.html You'll even find his address there along with lots of other really useful information. If anyone who a member of any of his 'ventures' thinks for one minute you will be paid either what you invested or what you believe you are owed in your back office....................... think again........ Lon is scammer of the year 2009 And is on the LIST!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

LON FRIEDRICHSEN of ALTON IOWA Please do not send any of your money too this real liar, cheat, deceitful person.........anyone who believes that they will get paid anything, had better get a life...... There are far too many of these so called 'just' admins on the internet and they must be called out and sent to prison or whatever other fate ............ LON FRIEDRICHSEN If you read this know that your time is nearly here............................ You will in the course of a 'very short while;' find out that the bees means business................... You don't wanna mess with the Bees!!!!!!!!!!!!!!!!!!! Oil trader..................... in your dreams

A SMALL TRUTH TO MAKE LIFE 100% (Tempered by the realities of life) With no apologies at all to: From a strictly mathematical viewpoint … What Makes 100%? What does it mean to give MORE than 100%? Ever wonder about those people who say they are giving more than 100%? We have all been to those meetings where someone wants you to give over 100%. How about achieving 103%? What makes up 100% in life? Here's a little mathematical formula that might help you answer these questions: With no apologies at all to: If A B C D E F G H I J K L M N O P Q R S T U V W X Y Z is equal to 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 With no apologies at all to: Hard Work H+A+R+D+W+O+R+K 8+1+18+4+23+15+18+11 = 98% Knowledge K+N+O+W+L+E+D+G+E 11+14+15+23+12+5+4+7+5 = 96% With no apologies at all to: Love L+O+V+E 12+15+22+5 = 54% Luck L+U+C+K 12+21+3+11 = 47% ( don't most of us think this is the most important ??? ) With no apologies at all to: Then what makes 100% ? Is it Money ? ... NO ! ! ! M+O+N+E+Y 13+15+14+5+25 = 72% Leadership ? ... NO ! ! ! L+E+A+D+E+R+S+H+I+P 12+5+1+4+5+18+19+9+16 = 89% With no apologies at all to: Every problem has a solution, only if we perhaps change our attitude. To go to the top, to that 100% , what we really need to go further... a bit more... With no apologies at all to: ATTITUDE A+T+T+I+T+U+D+E 1+20+20+9+20+21+4+5 = 100% It is OUR ATTITUDE towards Life and Work that makes OUR Life 100% ! ! ! With no apologies at all to: ATTITUDE IS EVERYTHING Change Your Attitude … And You Change Your Life ! ! ! With no apologies at all to: However B-U-L-L-S-H-I-T 2+21+12+12+19+8+9+20 = 103% AND, look how far a** kissing will take you. A-S-S-K-I-S-S-I-N-G 1+19+19+11+9+19+19+9+14+7 = 118% (A-R-S-E-K-I-S-S-I-N-G even further – 122%!) So, one can conclude (with mathematical certainty) that while Hard Work and Knowledge will get you close, and Attitude will get you there, it's the Bullshit and Arse Kissing that will put you over the top.

Most of the time............................... :give_rose:

Your very welcome Mary, us bees are only here to pleaze

Top 12 Mistakes people make in the HYIP World This is based on well over 10 years experience now, although most of the mistakes were made in the early months. I suspect, I like many others am still tempted to go back to the old ways occasionally. Hopefully those who read this will take note of these mistakes and like me and others learn from those with experience in this arena. Mistake 1: Spending too much too soon: This is probably the biggest mistake I've made in HYIP land, and the one that taught me the most. I'd been in HYIPs for around 9 months. Things were going strong, my confidence was growing and one of the programs had just paid out a very nice profit. In my excitement I invest all of this profit into a single HYIP that I found in the top of one of the rating sites. It's been rated in the top 3 for the last 6 months. Everyone was writing rave reviews about it. It looks and smells like a sure thing, so why waste time making a small spend? Not even 7 days later and the warnings started to come. By that stage I could see my investment drifting away. That investment had taken me over 4 months to earn. Within a few hours of receiving it I was able to give it away. That's a pretty good effort eh. The experience gave me a real good wakeup call. Up to that point I'd been putting large chunks of my investments into individual HYIPs. That's when I realized what people meant by "test spends"... ahhh. So you spend a little bit, and if they pay you, THEN you spend the rest. What a novel and practical idea. After gaining more experience with HYIPs I realized that a single test spend isn't enough. Some HYIPs will pay you for small spends, but when it comes to real (larger) spends you won't see a cent of profit. And you can't rely on rating sites feedback because sometime they get better treatment from HYIP admins! So now a days I spend a little at a time gradually building my active balance. Mistake 2: Not testing the withdraw function: Has this ever happened to you: you've invested in an attractive HYIP, your profit is growing day after day, everything is going nicely ... until you decide to withdraw some of your profit. Either the withdraw function doesn't work at all, or your withdrawal is forever pending. After I make my initial test spend with any HYIP I do a test withdrawal. I don't invest any more funds until the withdrawal is successful. Mistake 3: Focusing on individual programs instead of the overall plan I think everyone (including myself) have their favourite HYIPs. Those HYIPs that pay us regularly and we feel comfortable with. Maybe their web site colour is our favourite colour! Or they've worded things in a way that sings for us. But every time I find myself focusing my spends on one particular HYIP I remember a piece of advice that I once got: "Focus on the overall plan and not on individual HYIPs". To me this is a fantastic philosophy for managing a HYIP portfolio. When you think about it, putting our faith in one, two or three individual HYIPs doesn't make any sense given the nature of these businesses. So taking this philosophy I would much prefer to have 10 programs paying me $100 each to a total of $1000 than having 2 programs paying me $500 each. It would be even better to have 30 programs paying a little bit each. Obviously it's a lot harder to find 10-30 solid programs instead of focusing on 2 beloved HYIPs. But to me focusing on the overall picture and building multiple income streams helps me sleep at night. Mistake 4: Not getting your original spend back quickly: I'm sure you've heard this a number of times before. Always get your seed money back as soon as possible. Given the fact that most HYIPs tend to fold within 6 months, this does make sense. Figuring out when to start withdrawing your profit is more of an art than a science. For example, should I deposit a large amount and start withdrawing straight away? Or deposit a small amount and start withdrawing after one month? This really depends on how long you think the HYIP is likely to last and how long it takes to get your original spend back. To date, all HYIPs tend to either slow right down: like one of the original cyclers that has been around for 2 years and now have a 200 day+ cycle time; or they go out of business within 6 months. Side Note: I believe some HYIPs have good intentions but fail to manage the business side of things correctly so they close shop. I don't believe all HYIPs that disappear are scams. Given the empirical evidence it's best to plan your strategy based on the worst possible scenario. A rule of thumb it is to withdraw your original investment as soon as possible then from there on keep half the profit and reinvest half. I believe having a clear monthly plan is key to being successful with HYIPs. At the start of every month I ask myself the following question: "What If one of my main investments goes under this month... will this be a problem for me?" Based on the answer I can decide how much I should withdraw, how much I should reinvest and what new HYIPs I should join. Mistake 5: Getting greedy: Making money with HYIPs isn't really the problem. It's keeping the money in our pocket that becomes difficult. The temptation to reinvest every single cent to keep our profits growing is so great... I remember a program that was paying 5% a day for 30 days. Every day I would wake up, check my egold account to find a nice little deposit. A couple of weeks pass and things are looking good, so I reinvested all of my profits. This goes on for about 3 months. By this stage I've grown my investment with this program by reinvesting all the profit. Now I can sit back and reap the rewards. Unfortunately (you guessed it) the program stopped paying. Obviously I got a bit greedy and wanted to multiply my profit quickly. As mentioned before a better approach might have been to reinvest half of the profit and take the rest to invest elsewhere. Mistake 6: Doing what everyone else is doing: It's very interesting to watch some of the rating sites and how their Top Rated programs seem to fall one after the other. Maybe it's because all HYIPs have a limited life-span? or is it because of all the rumours that start floating around once a HYIP gets in the spotlight? Or maybe, too much money coming in is too hard to resist! I've learnt to mix my program selection with some well known HYIPs and some more obscure (yet established) programs. My ideal HYIP is one that isn't in the spotlight but has been paying successfully for a while (4 months or more). Mistake 7: Saving up for one big withdrawal: Some HYIPs seem to struggle when making large payouts. I recall a HYIP that became very popular all of a sudden after being rated high on one of the rating sites. Within 3 weeks a number of large investors had started requesting withdrawals. It quickly became apparent that the admins didn't have the funds available to make the payments. It's possible that they were scammers who weren't really investing the funds, but it's all possible that they'd invested all the funds and didn't have enough liquid funds to honour the withdrawal requests. Either way rumours flew and things spiralled badly. They were out of business within a couple of weeks. I find that making small, regular withdrawals is often better for everyone. Mistake 8: Investing without doing any research: If you're like me, the last thing you want to do when you find a promising HYIP is to do a whole heap of research. I'm usually hitting the spend button before you could say "google"! But then came that time when I made a deposit only to find out 10 minutes later on one of the HYIP discussion sites that they haven't been paying for the last 5 days. Oops! I mean, seriously, how can these programs stay online even after they've been proven not to be paying! Someone must have forgotten to press the off button on many of these HYIP scripts. It's even better to do a quick search on some of the big HYIP forums or even a Google search A few minutes research can make a big difference to the end profit. Mistake 9: Investing big at the end of the year: Let me take you back to the end of 2004 ... A hand full of solid HYIPs started to come out on top. More and more people invested big into these "safe, established, sure things". Including yours truly. Things were looking good. It wasn't until mid December that things started to fall apart, in a big way. One after one these established HYIPs started falling. It's true that online marketing hits rock bottom around Christmas time. People don't have as much money to throw around. In fact, many people probably start withdrawing their HYIP profits around this time leading to a mini-HYIP-recession as it seems. This is an established trend that seems to appear online year after year. I know I won't be making any big investments coming into December. Mistake 10: Not tracking your returns clearly: Six months into HYIPs I realized that I was tracking the wrong things! I was keeping track of all my individual deposits and withdrawals, which is great. But I didn't have an overall picture of how my portfolio was performing. I wasn't able to say exactly how much I'd put in, what my portfolio is worth, my overall returns to date and my project returns for the coming month. After experimenting with a few different Excel spreadsheet designs I realized that for me the key is to keep my tracking sheet very simple so I can see the big picture. Here are some of the main things that I track for each HYIP: - Name - Web Site Address - Email Addresses & white list them in my Email. So I know which are real & which are not. - Investment (amount invested from Payment Processor , etc) - Worth (what's the current investment worth in this HYIP) - Earnings (how much I've withdrawn from this HYIP into my own Payment Processor account, etc) - Earning vs Investment ratio (what's my profit/loss) - Projected profit for next month - Any comments, interest rate, concerns, etc. This way I can list all the HYIPs on a single page with a total at the bottom. By focusing on these high level numbers as opposed to the individual deposits/withdrawals I'm able to see the big picture, where I'm over exposed, where I'm having success and a lot more. Putting together a suitable spreadsheet makes the daily task of tracking your HYIPs a pleasure. So here is a summary of Everybody's top mistakes: Mistake 1: Spending too much too soon Mistake 2: Not testing the withdraw function Mistake 3: Focusing on individual programs instead of the overall plan Mistake 4: Not getting your original spend back quickly Mistake 5: Getting greedy Mistake 6: Doing what everyone else is doing Mistake 7: Saving up for one big withdrawal Mistake 8: Investing without doing Mistake 9: Investing big at the end of the year Mistake 10: Not tracking your returns clearly At the end of the day, making money with HYIPs is as much an art as it is a science. By setting and following your own rules you can dramatically reduce your risk of losing money and hopefully significantly tip the balance in your favour to make some serious returns. Happy HYIP'ing! Adrian-HNV PS.. Number 11.............. If in doubt about anything, anything at all, ask one of the other more experienced members on a forum, the vast majority from my experience are more than willing will to help. PSS.....Number 12.... I forgot to say that the MOST IMPORTANT thing everyone needs to make sure that they do on a regular basis is to 'pay yourself'.................... I'm always amazed at how many people say they spend many hours a day/week working on their various internet endeavors/businesses but don't pay themselves. You must always 'pay yourself' even if it's only a small amount each week. You will feel so much better as well.