Brighton

Hi all! I’m quite a newbie in cryptocurrency but wanna share my experience of using debit card balckcatcard with a hot wallet option. It's great for everyday use, as it's like to get an ordinary euro mastercard debit card but it as well linked to a hot crypto wallet. You can exchange crypto into fiat EUR in the app and top up a euro account with money and pay with it in shops and restaurants, withdraw cash at ATMs which work with mastercard. Top up fee from other cards is 3,5%. If you are a EU resident, you can withdraw up to 200 EUR per month from EU cash machines with no fee. A fee of 1% is added for withdrawals above that amount. For non-residents it's always 2%. Non-EU ATMs – 1% and 2% for non-residents, min 1.50 euro. There is as well loyalty program if your average monthly balance is more than 300 euros and card turnover is at least 200 euros, the interest on the balance is 2.2% + 0,1% cashback on purchases. So for me that’s a really good option