Hi Bob,
concerning your trading, I am sorry for your losses, but first thing you should do is quit the forex market for a while,
take vacation or do something not related to markets.
Then come back fresh and ready to "work" hard on yourself (you are right about psychology, it is very important) and work hard to understand how the market moves.
Remove indicators from your charts.
Learn Price Action and make your own set of rules (system)
Open a demo account to get to know your broker platform.
Open a real cent account and put only $50 or $100 and trade until you are able to double your cash a few times.
If you can't do it with cents you won't be able to do it if you put 10, 20 or 50k.
Then you will be able to put some more cash to match your needs for living.
Sorry to disapoint you but you won't find success if you believe in miracles or effort free trading methods.
Concerning your links, they ask for username and pwd, so cannot download them.
What country are they from? Romania?
The link I provided was not mine, I found it googling. I know the link was working but did not download the files as personaly I am not so much interested like I said in listening to all these cds.
Why do you need right now the other files dvd and textbook, use the audio files first and if it is so good, you will find a way to get the others and maybe even pay that C. Payne its fee)
Anyway, I wish you success in your quest.